Can assets be used as income? As with most lending guidelines the answer is yes and no. It depends on the loan-to-value, loan type, and age of the borrower. For example, say you are 62, are putting 20% down, and have some income (maybe a job, Social Security or a…
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I was born and raised in an international township in the southeast of India called Auroville. In Auroville, I was encouraged to be creative and think outside the box. This unconventional beginning ignited in me a love for the arts and creativity at large. However, as I grew into an…
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Since receiving Neurofeedback with the customized approaches we use at Ashland Neurofeedback & Therapy, many clients have realized that the source of their difficulties was poor brain function. If you think about it, everything is processed and mediated through the brain, so why not consider the brain first to solve…
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In Taoism, autumn is the season of the Metal element. It is the time after the harvest when we let go of the growth, color, and abundance that makes summer feel so alive. It is a time of moving inward, of creating space by letting go of that which we…
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This year is flying by! We want to say a big thank you to everyone who came by and visited us throughout the year. We appreciate each and every one of you! Our doors will be open until December 15th, and then we will close for the year. We will…
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Not surprisingly, most of my clients are bird fanciers. I also am a wing nut or bird brain as well… On a recent trip to the Siskiyou crest for a much needed vacation, among the wonderment of ancient, gigantic true firs, I couldn’t help but notice the constant rain of…
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Shopping, parties, consuming, baking, oh my! Overbooked and overwhelmed is often the way the holiday season goes. And it doesn’t have to be that way. Consumerism and FOMO (fear of missing out) need not dictate our holiday season/winter this year. We get to choose: what we participate in, our daily…
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My knees were sore from crawling on a hard tile floor under the table, around corners, racing across the room with my toddler grandson. Entering into his toddler world and leaving my age range created an unforgettable bonding experience. My bony knees reminded me when to stop crawling. I respected…
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Whether you like it or not, there’s millions of cars on the road today. Unfortunately, many of the drivers don’t understand basic rules of the road, and this puts everyone in harm’s way, including pedestrians. One rule which I rarely see observed is that at a four-way stop. Although this…
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We have all heard that “variety is the spice of life” but what does that really mean? Have you ever really thought about this statement? As we are preparing for the holidays and baking, my mind goes to baking a pumpkin pie. Imagine a pumpkin pie without sugar, cinnamon, nutmeg,…
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Are your eyes gritty, sandy, itchy, burning, dry, red, and irritated? Half of the patients I see every day have these typical symptoms of dry eye. The eye surface needs high quality moisture for clear comfortable vision. Our tear film has 3 layers. The innermost layer is a sticky protective…
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The pet food industry wants to know what pet owners want in products. It’s why companies do regular surveys. But if you think this means they really care about you and your dog, think again. Once you learn about this sneaky trick, you’ll be looking even closer at your dog…
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