Driving. What a wonderful experience. I’m going to ramble for just a second before I write anything of value here. I’ll never forget my first time legally driving a car. It was almost as good as my first driving experience. During the 90s in the Midwest, kids could get their…
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As the days lengthen and we see the sun a bit more each day, we may also see more dirt and grime around the house. Much like nature’s spring renewal, spring is a great time to refresh our cleaning routines. My favorite cleaning agent is (surprise!) lavender! Specifically, Pelindaba’s Organic…
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We all have that “itch” right now… and sunny days make us break out even more! Spring fever is taking over here at the greenhouses. Spring, that time of year when everything is in a state of renewal and fresh growth, is by far my favorite season. Days are getting…
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Name terms over price. So what exactly does that mean? Let’s say you find a house you want to buy for $510,000, and being a savvy buyer, want to get a deal. So you offer the seller $500,000 instead of $510,000. Offering $10,000 lower on the price results in you…
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After a prolonged winter many folks are now turning their eyes toward summer vacations and travel. In recent years you may have noticed more and more people getting around on E-bikes, and there is a good reason for it. E-bikes are first and foremost a lot of fun, but they…
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Navigating the teenage and young adult years have always been challenging, but there is increasing awareness that young people are suffering unprecedented levels of anxiety and depression in recent years. Because the teenage brain is in an intensive developmental stage, teenagers can have difficulty regulating emotions and are more susceptible…
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In this episode Shields Bialasik of LocalsGuide interviews Suzanne Mark of Ashland Neurofeedback. In their discussion Shields and Suzanne talk in detail about the benefits of having a strong base of healers and medical professionals working together. Suzanne, talks about here own experience of being a professional here in Southern…
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A permanent buydown is paying discount points upfront to obtain a lower permanent rate – for the life of the loan. Let’s use the 6.5% example. For $1663 paid upfront at closing you could get a 6.125% rate or a payment $88/mo lower than the payment at 6.5%. For $8514…
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The burning questions of late undoubtedly tend to revolve around real estate. Is now a good time to buy? What about to sell? What are the current interest rates? Will they ever come down? The list goes on. Having weathered the storm of ‘08-’09 we are so grateful to be…
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Home ownership comes naturally to a lot of people. In our professional experience, it is something we learn from our parents as we grow up watching them navigate their own homes. For others, we just aren’t afraid to reach out to professionals for them to help guide us. However, there…
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Some time ago, a 13-year-old named Ryan came to see me for severe fatigue. Ryan and I bonded a bit over conversation about video games, and as we discussed his case it became obvious he was not getting enough sleep. I spoke to him about the importance of sleep hygiene…
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