Zero Down
Financed Closing Costs
Low Interest Rate 30 Year Fixed Rate
Federal Government Loan
No Prepayment Penalty
No Mortgage Insurance
No Purchase Price Limits
No Loan Limits
No Asset Limitations
All areas of Rogue Valley eligible except metro-Medford
You need to earn less than $73,600 for a family of 1-4
You do not need to be a first time home buyer
Owner occupied only, you must not own any other properties
You must not be able to qualify for a 20% down conventional loan
You need a minimum credit score of 620 (collections may be allowed)
Loan is limited to 100% of the market appraised value (not sales price)
Finance closing costs if purchase price less than the appraised value
Seller allowed to pay all closing costs
Green-card or Social Security# required
No Existing Manufactured Homes
Buy your home without spending any cash
MACK RANSOM
PAR MORTGAGE
(541) 821-1304
