Knowledge is information and wisdom is knowing what to do with that information. A lot of data comes flying at us and sometimes overwhelms us. It creates a noise and at certain times we simply don’t hear the valuable nugget of information that can solve problems.
Did you know?
During WWII, the Mint conserved copper by making 1943 cents out of steel, but a few bronze planchets were accidentally used. These coins can fetch over $100,000.
Did you know?
A VA buyer can negotiate to have the seller pay off debt to help qualify. So instead of having the seller pay the buyer’s closing cost or discount points to lower the rate, a seller could pay up to 4% of the sale price to help a VA buyer qualify for the home loan. In a $400,000 example, the seller could pay up to $16,000 of debt which could help a veteran qualify for the mortgage.
Did you know?
Action Comics #1 D.C Comics, 6/1938, is worth $6,000,000, and in second place is Superman #1 D.C Comics, Summer 1939, at $5,300,000.
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The average price for a home in Jackson County is $427,000 and over the last 10 years home appreciation has averaged 5.36% and over the last five years 7.3%. It’s very very cool that you can make money on an asset that you don’t fully own. When you get paid interest on money in the bank that interest is on the money. However, when you gain appreciation on real estate It’s based on the home value not the amount of equity you have in the property or down payment that you put down your appreciation is based on the entire amount of the home regardless of how much you owe on it.
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The 1959 Barbie with pigtails and with the box is valued at about $16,000. You go girl!
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loanDepot has an FHA loan that has a second mortgage that covers the down payment that’s required on an FHA loan. And when the credit score is 620 or higher, the program helps pay for not only the down payment but some of the closing costs as well. We call this program Access ZERO. For buyers who have good incomes but not have the money required for the down payment.
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The 1952 Mickey Mantle baseball card (Topps #311) on August 28, 2022 sold for $16 million.
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You can buy a fourplex, a triplex or a duplex with as little as 3.5% down or 5% down on some conventional loans. And the rental income for the other unit(s) can be used to offset your mortgage payment.
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The 1868 One-cent ‘Z’ Grill United States Stamp is worth an estimated $4 to $5 million value. I know postage costs are going up but this is a bit ridiculous.
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On February 13th from 6:00 to 8:00 I’ll be Co-hosting a “Real Estate Tips & Sips” session at PEBBLESTONE winery. Attorney Milan Hanson of Hanson Legal will join me. RSVP’s at (541) 776-3405. Space and wine are limited!
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Dave Porter has been helping home buyers for over 4 decades. And has five-star Zillow reviews. I work evenings and weekends and sincerely care about my clients.
