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Articles
Smart Steps for Home Sellers
If you are selling your home or thinking about doing so, there are a variety of factors to keep in…
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Articles
A Closer Look at Earth Advantage Platinum Standards
What it costs to own a home includes utility costs, maintenance costs, water and sewer, and even transportation costs if…
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Articles
Smart Housing Choices to be Built in Ashland
What’s your house payment? Is it what you pay the mortgage company: the Principal, Interest, Taxes & Insurance? It is…
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Articles
Temporary Interest Rate Buydowns Explained
A temporary buydown is just that. Say the interest rate is 6.5%. A “1” buydown would start with year one…
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Articles
Thinking about buying a first home? Think again.
Instead of thinking about buying a home, consider buying a multifamily home. As I write this article, there are 18…
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Articles
What Creates a Credit Score?
You aren’t born with a credit score, but you get one as soon as you start buying anything on credit.…
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Articles
What’s the Cost Per Square Foot?
What’s the cost per square foot? Who cares! It shouldn’t matter. Many real estate professionals continue to quote dollars per…
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Articles
Permanent Interest Rate Buydowns Explained
A permanent buydown is paying discount points upfront to obtain a lower permanent rate – for the life of the…
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Articles
Strategies to Buy Real Estate in Today’s Market
Name terms over price. So what exactly does that mean? Let’s say you find a house you want to buy…
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Podcasts
Dave Porter & Jeffery Nagel
A great conversation with Dave and Jeffrey on our podcast today about building community in Southern Oregon. Dave stressed the…
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Interviews
Dave Porter – loanDepot Perspective
In today’s interview I spoke with local mortgage lender, Dave Porter to discover opportunity amidst crisis. With 40 years in…
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Articles
The BIG Piggy Bank
For many of us savings can be a struggle. Even if we do save, sometimes unexpected things happen, and the…
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Articles
A Deeper Look at VA Loans
If you are a veteran or active duty, THANK you for your service. I’m very good at home loans for…
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Articles
I Can’t Buy a Home, I Don’t….
I can’t buy a home, I don’t have 20% down. There are programs with 3% down, 5% down, some with…
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Articles
Real Estate and Lending Experts for Seniors
Recently I traveled to Coeur d’Alene, Idaho to teach a class to Realtors there entitled “Seniors Real Estate Specialists, the…
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Articles
To Buy or Not to Buy a Home? That is the Question.
The Oregon landlord is allowed to increase rents in 2022 9.9%, up front 9.3% in 2021. Let’s run an example:…
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