- Articles
Cosigning on a Loan
Your brother, sister, child, uncle, aunt – whomever – needs your help and asks you to cosign on a loan.…
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Buy an Ugly Home—And Love It!
That’s right—go find yourself an ugly home! It might not be love at first sight, but buying a less-than-perfect home…
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Since the Sky is Falling Why Not Get a Roof Over Your Head
These are unprecedented times, or perhaps unpresidented times. I am seeing increased activity in folks looking at homes and making…
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Having Knowledge Pays Off
Knowledge is information and wisdom is knowing what to do with that information. A lot of data comes flying at…
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2025: Ready or Not, Here You Come
It takes many sayings and quotes to muster the energy and focus needed to be the best person you can…
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SHOPPING FOR A JUMBO LOAN?
A jumbo loan is defined as a loan above the Fannie Mae and Freddie Mac loans limits. The 2025 loan…
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Fed Rate Changes Do Not Mirror Mortgage Rate Changes
Long-term rates, such as 30-year fixed-rate mortgages, pay little attention to short-term rates, responding instead to economic growth and inflation…
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How Lenders Look at Income
Lenders look for two years of employment history. Loans can be granted without a two-year history on occasion with explanation…
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Dave Porter – Achieve Your Dream Own a Home Today!
Introducing Dave Porter, a mortgage and loan specialist working at loanDepot in Ashland, Oregon who can help you achieve your…
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Thinking about buying a first home? Think again.
Instead of thinking about buying a home consider buying a multifamily home. As I write this article there are 18…
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What Are You Waiting For?
My wife and I traveled the world over the years and have had amazing experiences and wonderful memories. We intentionally…
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The name is Bond, Oregon Bond
With the villain of higher rates, we need a hero of a loan program. The OR Bond might just be…
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What’s Stopping You From Buying a Home?
POOR CREDIT Over 800 score is excellent credit. If you are in this camp, you are part of an elite…
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The Cost of Waiting
It’s a one-two punch! Rates go up therefore buying power goes down. Or rates decline and more buyers enter the…
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What’s the Cost per Square Foot?
What’s the cost per square foot? Who cares! It shouldn’t matter. Many real estate professionals continue to quote dollar per…
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Mortgage Insights With Dave Porter: A loan Depot Exclusive
When it comes to navigating the intricate world of mortgages and loans, Dave Porter stands out as the go-to expert…
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