Entries by suecarney

FEDERAL MARKETPLACE RULE CHANGES

You may have heard that some of the Federal Insurance Marketplace rules are changing. Although that is true at the federal level, some changes will not be permitted in Oregon. Read on for the full scoop. WHAT’S THE STATUS OF THE PENALTY FOR NOT HAVING QUALIFIED COVERAGE? The Individual Shared Responsibility Payment (aka “the Mandate”) […]

Greetings Ashlanders

Open Enrollment for the Federal Healthcare Marketplace and Medicare are coming up! Despite what you may have heard in the news, 2018 is shaping up to be a reasonable year for consumers who qualify for tax credits and cost sharing measures through the Marketplace. Medicare continues unchanged. THE DOG DAYS ARE UPON US The internet […]

Special Enrollment Periods for Healthcare.gov

Did you miss your chance to sign up on the healthcare exchange for 2018?   You will now need to wait until the exchange reopens this November, to enroll for coverage for 2019.   Has Anything Changed Since You Enrolled for 2018?   Once you have enrolled in a Marketplace plan, you must report any […]

THE FUTURE OF HEALTHCARE INSURANCE, PART 2

“Does anybody really know what time it is?” If we’re talking about health insurance in the United States, the resounding answer is: No. Nobody knows what time it is at all. Nobody even knows what day it is. “Does anybody really care?” Yes. It turns out everybody really cares. This is the second in a […]

Greetings Ashlanders

“Does anybody really know what time it is?” If we’re talking about health insurance in the United States, the resounding answer is: No. Nobody knows what time it is at all. Nobody even knows what day it is. “Does anybody really care?” Yes. It turns out everybody really cares. The situation creates huge anxiety, and […]

Greetings Ashlanders

It’s been a beautiful winter so far.  I feel grateful to be living and working in our lovely town in the mountains. I am so happy to be meeting so many new and interesting people and to be learning so many new and interesting things. Here’s the latest in Healthcare.gov news: RECORD TURNOUT FOR 2018 […]

Open Enrollment is Here! November 1st – December 15th

DID YOU KNOW? FREE ENROLLMENT HELP IS AVAILABLE NOW: 541-608-1863 MOST OREGONIANS WHO SIGN UP WILL QUALIFY FOR FINANCIAL ASSISTANCE INCOME LIMITS: FAMILY OF FOUR – $98,000 / INDIVIDUALS – $48,000 AVERAGE ASSISTANCE: $346 PER MONTH THE PENALTY FOR NOT HAVING COVERAGE HAS NOT BEEN RESCINDED OPEN ENROLLMENT PERIOD HAS BEEN SHORTENED BY 50% ONLY […]

UPDATE: MORE NEW RULES FOR OPEN ENROLLMENT

Greetings Ashlanders, Earlier this month, I had the opportunity to visit Salem, to attend a meeting with the Department of Consumer & Business Services (DCBS). These are the people who (among many other things) administer the Oregon Healthcare Marketplace. They had important news about the upcoming open enrollment period, and new Marketplace rules, which they […]

IMPORTANT: NEW RULES FOR OPEN ENROLLMENT

Greetings Ashlanders, Open Enrollment for the Federal Healthcare Marketplace is almost upon us! This year there have been a couple of big changes to the rules, which are in effect this year no matter what happens in Congress! Don’t be caught sleeping- these new regulations have teeth. So, let’s begin with the most important of […]

Happy New Year to All!

Healthcare.gov Open Enrollment Continues Until January 31, 2017 Did you miss the December 15 deadline? No worries! There is still time to enroll for coverage, but you must complete your application process no later than January 31, 2015. Concerned about a Lapse in Coverage? If you did not your enrollment by December 15, 2014, you […]

OBAMACARE OPEN ENROLLMENT IS COMING

You may have heard that there will be changes on the Healthcare Exchange, here in Southern Oregon. This is certainly true, as change seems to be the only constant. We are still waiting for all of the details to fall into place, but as a general rule, we can expect to see several insurers leaving […]

Carney Insurance

Happy Summer! We’re in the Dog Days now, but Autumn and Open Enrollment are just around the corner. Healthcare.gov Open Enrollment:  Nov 1, 2016 to Jan 31, 2017 From Dia de los Muertos and to National Hot Chocolate Day! Enroll by December 15 to avoid a Lapse in Coverage Enrolling by December 15, 2016, means […]

Enrollment Period Ends for Healthcare.gov

Did you miss your chance to sign up on the healthcare exchange for 2016? You will now need to wait until the exchange reopens this November, to enroll for coverage for 2017. Has Anything Changed Since You Enrolled for 2016? Once you have enrolled in a Marketplace plan, you must report any changes to the […]

Greetings, Ashlanders-

So happy to announce that we are celebrating our 1st birthday! It’s been a year of growth and change for us, and we are grateful for our customers, our friends, and this amazing community! Carney Insurance is a local agency, seeking to keep it personal, and dedicated to serving this wonderful community with its unique […]

Happy New Year to All!

Healthcare.gov Open Enrollment Continues Jan 1 to Feb 15, 2016 Did you miss the December 15 deadline? No worries! There is still time to enroll for coverage, but you must complete your application process no later than January 31, 2015. Concerned about a Lapse in Coverage? If you did not do your enrollment by December […]

Open Enrollment is Here! Want FREE help?

NEWS FLASH! We’re expanding: Carney Insurance Awarded State Grant to Open Obamacare Enrollment Center in Phoenix! This is a great time of year to evaluate your current Obamacare or Medicare plan. And when you use an agent to enroll, it’s free to you and it brings insurance company dollars into our community, which the companies […]

Sue Carney

Open Enrollment is Coming! Want FREE help? This is a great time of year to evaluate your current Obamacare or Medicare plan. Is it working for you? Do you wonder if you made the right choice when you first signed up? Each fall, a special opportunity exists to make changes to your coverage. Help with […]

Obamacare Rolls On!

So much good news from the Supreme Court last month! Medicare News Open Enrollment for 2016 begins October 15 to December 7, 2015 This is a great time of year to evaluate your current Medicare plan. Is it working for you? Do you wonder if you made the right choice when you first signed up? […]

Obamacare and the Supreme Court

People coming to my office lately have asked about the current case before the Supreme Court: King vs. Burwell. This case challenges the legality of health insurance subsidies in states where the federal government is operating the Affordable Care Act insurance Marketplace, absent a state exchange. The justices are expected to have issued a ruling […]

Enrollment Period Ends for Healthcare.gov

Did you miss your chance to sign up on the healthcare exchange for 2015? You will now need to wait until the exchange reopens this November, to enroll for coverage for 2016. Has Anything Changed Since You Enrolled for 2015? Once you have enrolled in a Marketplace plan, you must report any changes to the […]

Sue Carney – Carney Insurance

Greetings Ashlanders- Some news from the Healthcare Exchange: Special Enrollment Period Continues for Healthcare.gov Did you miss your chance to sign up on the healthcare exchange for 2015? You may qualify for a Special Enrollment Period this month. The Centers for Medicare & Medicaid Services (CMS) announced a special enrollment period (SEP) for individuals and […]

Greetings, Ashlanders-

So happy to announce the grand opening of my new insurance agency- Carney Insurance! We are an independent agency, working with over 50 different insurance companies, so you will never be shoehorned into a plan or policy that is not exactly right for you! We are a local agency, seeking to keep it personal, and […]

Greetings, Ashlanders!

Medicare News Special Disenrollment Period 2015 From New Year’s Day through Valentine’s Day This is a great time of year to evaluate your current Medicare plan. Is it working for you? Do you wonder if you made the right choice when you first signed up? Each year at this time, a special opportunity exists to […]

Save, Time, Money and Frustration

It’s year two for open enrollment on the Healthcare Exchange, and many people are wondering what’s up with their health insurance. Some have received notices from insurance carriers, informing them that their current policies will no longer be offered. Others have been surprised to discover that they must re-enroll, starting from scratch, after what was […]

Happy New Year!

I hope your 2014 is prosperous, full of love and happiness. Cover Oregon Open Enrollment Continues Through March 31 You may have missed the deadline for January 1st coverage, but open enrollment is continuing, and there is still time to get your application in for coverage to begin in February or March! Come check out […]

Happy Holidays!

I wish you a beautiful season, full of gratitude and love. Cover Oregon Offers Health Care Solutions Is your insurance company misbehaving? Raising your rates? Sending you less than charitable Holiday messages? Come check out your new options with Oregon’s new healthcare marketplace- Cover Oregon. Most people are amazed, some merely joyful, when they see […]

Hello Ashland!

I have been a very busy Certified Navigator so far this fall, focusing on educational outreach, and assisting Ashlanders with their new healthcare options. Each Tuesday and Saturday, you can find me at the Ashland Food Coop, answering questions, setting appointments, and dispelling misinformation. Come down and hear the good news! Health Care Exchange Continues […]

FREE Enrollment Assistance for Cover Oregon

Hello Ashland! At last fall is upon us! A season of change, and especially this year; we Ashlanders, and our fellow Oregonians, are about to make history… Health Care Exchange Opening This Month! As of Tuesday, October 1, enrollment begins on Oregon’s health care exchange marketplace- Cover Oregon!  Coverage for individuals, families and small businesses […]

Insurance for Daily Living: CoverOregon

By Sue Carney It’s called CoverOregon, and the application period begins this October 1. I just returned from a CoverOregon training yesterday, stuffed full of all the latest information. Oregonians are, quite naturally, very curious about what’s coming, and there are a lot of misconceptions floating around out there. So here is a brief list […]

Insurance for Daily Living – Summertime

By Sue Carney Hello Ashland! Summertime! Everywhere I go, business are working at full tilt, especially our hospitality and seasonal businesses. And, as fall approaches, everywhere people are wondering about their health care options. Health Care Exchanges Opening Next Month Cover Oregon will begin enrolling uninsured Oregonians and small businesses with < 100 employees by […]

FREE Health Care Reform Consultations

FREE Health Care Reform Consultations At last summer is here. Ashland is blooming and booming. It has been a lot of fun, connecting so many Ashlanders with Aflac, and spreading the word about the upcoming changes to our health insurance system. As the deadlines grow closer, people are beginning to feel the need to find […]

Ashland’s LOCAL Aflac agent – June Update

It’s been another excellent month, meeting my fellow Ashlanders, and connecting with so many of you, as Ashland’s LOCAL Aflac agent. This month, I rediscovered the Tuesday Market! There is nothing like meeting face to face with the good people who grow and raise our food and flowers. And the artists are inspiring! Lots of […]

Insurance for Daily Living

It’s been a great month out and about meeting new people, as Ashland’s LOCAL Aflac Agent. Such a pleasure to live and work in this vibrant community, and each day brings new discoveries about the interconnected lives we live here. And it is a pleasure to connect people all over town with affordable policies that […]